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Everything Else... Jump to new posts
Re: More Music bonefish 05/10/26 10:23 AM
Yes I can see Shemp.

Never heard that version of Lowdown.
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Re: More Music Ballpeen 05/10/26 10:15 AM
Just a funny aside. Is it just me or does that picture of the Boz remind anyone else of "Shemp" of the 3 Stooges?
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Everything Else... Jump to new posts
Re: How much money is enough? Ballpeen 05/10/26 10:08 AM
Originally Posted by Jester
I have a good idea of what would be comfortable for me.

Interested in what each of you think would be comfortable for you

That is a little like asking a man how large are his wife's breasts...lol

Let's just say no money stress on this end. I have what I want and if I want something else, I go buy it.
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Everything Else... Jump to new posts
Re: How much money is enough? Ballpeen 05/10/26 09:37 AM
Originally Posted by jfanent
Between my wife and my social security and our pensions, we won't have to withdraw much from my 403b. Definitely less than the interest it should be accruing. My biggest concern is what healthcare is going to cost us. I'm almost 66 and plan on retiring at 67. I can work per diem for walkin' around frivolous spending money. I really like my job and the people I work with and work for. They're trying to bribe me into staying, and I'm not sure I want to give it up entirely. Also, the interactions and negotiations with intelligent professionals keeps me sharp. I also have been doing some woodworking and selling it. I really enjoy that and don't plan on stopping. I've been working since delivering papers at 10yo. I can't imagine not working. I'll still have plenty of time for photography, camping and kayak fishing.....and spending time with the grandkids. Going to have my second at the end of this month.

If you like what you do and aren't burnt out, I suggest you stick with the job until you are 70. See if the amount of SS maxed out is worth the delay, especially if your current salary will bump the highest average pay calculation.
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Palus Politicus Jump to new posts
Re: Our National Parks mgh888 05/10/26 07:14 AM
Exactly as it should be.
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Everything Else... Jump to new posts
Re: How much money is enough? jfanent 05/10/26 03:11 AM
Between my wife and my social security and our pensions, we won't have to withdraw much from my 403b. Definitely less than the interest it should be accruing. My biggest concern is what healthcare is going to cost us. I'm almost 66 and plan on retiring at 67. I can work per diem for walkin' around frivolous spending money. I really like my job and the people I work with and work for. They're trying to bribe me into staying, and I'm not sure I want to give it up entirely. Also, the interactions and negotiations with intelligent professionals keeps me sharp. I also have been doing some woodworking and selling it. I really enjoy that and don't plan on stopping. I've been working since delivering papers at 10yo. I can't imagine not working. I'll still have plenty of time for photography, camping and kayak fishing.....and spending time with the grandkids. Going to have my second at the end of this month.
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Everything Else... Jump to new posts
Re: How much money is enough? YTownBrownsFan 05/10/26 02:27 AM
It depends on where you live, and what you want to do.

I live in Youngstown. Cost of living is pretty low here. Add in the fact that I am single, and have no desire whatsoever for a huge house, new cars every year, or taking extravagent vacations, and I am perfectly comfortable on a lower money stream than others might be. My house and vehicles are paid off. I don't have any super expensive hobbies. I have some savings and investments, but far short of even a quarter million.

I know people who have a lot, but it's never enough. Personally, I have plenty. I guess that is something I learned from my Mom when growing up. We never had as much as many people did, but we somehow always managed. If someone wants to know how much they "need", they need to figure out what they need to live .... and what are the extras they want when they retire.
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Pure Football Forum Jump to new posts
Re: Browns News 6.0 IrishDawg42 05/10/26 01:44 AM
At this point, I think it’s semantics. If he is forced retirement due to injury there are no gray areas to what money is owed to him, cut and dry. If he “voluntarily” retires, he forfeits all remaining salary. Browns can give him an injury settlement, then end it that way also. They are probably going over everything right now. No hurry with the PUP designation.
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Everything Else... Jump to new posts
Re: How much money is enough? Jester 05/10/26 01:30 AM
I have a good idea of what would be comfortable for me.

Interested in what each of you think would be comfortable for you
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Everything Else... Jump to new posts
Re: More Music Ballpeen 05/10/26 12:37 AM
I have always liked Boz Scaggs.

Here is the version of "Lowdown" I like best.

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Pure Football Forum Jump to new posts
Re: Browns News 6.0 PrplPplEater 05/09/26 10:41 PM
Being totally bluntly honest, I'm more surprised that he hasn't retired and is simply going on Reserve/PUP.
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Everything Else... Jump to new posts
Re: Iceland BrownsBabe 05/09/26 10:32 PM
My sister and her boys loved Iceland! She's been twice and is itching to go back.
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Everything Else... Jump to new posts
Re: Iceland bonefish 05/09/26 10:15 PM
Iceland is one of the very best fly fishing locations in the world.

I had thought of going there many times but things never worked out.

Now I am going and not even taking my fishing stuff.

Strictly sight seeing with my daughter and two grandsons.

Looking forward to it. I doubt that I will leave the country again except for maybe Canada.

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Tailgate Forum Jump to new posts
Re: Bobby Cox and Ted Turner bonefish 05/09/26 10:07 PM
Bobby was old school all the way.

His players loved him.

You were expected to conduct yourself like a professional.

No clubhouse music allowed. Wear headsets so you don't infringe on others. No kids in the locker room. Not all kids behave well.

Show up on time and play your ass off. Dress was sports coats and collared shirts.

He kept everything inside the locker room. And he supported his players like they were his own kids.

I will always remember him on the top step cheering his players on. He was all baseball.

Sad day in Braves land.
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Everything Else... Jump to new posts
Re: How much money is enough? Ballpeen 05/09/26 09:34 PM
First, if some long lost uncle leaves you $100,000 and you think you can retire, forget about it. You are way behind the 8 ball.

No matter what you make when you retire, my rule was I needed an income of 140% of that income without having to ever take more than the minimum distribution out of an IRA account. I went 40% over to account for inflation over he first decade or so.

So, where does income come from:

Social Security

IRA

Other investment accounts.

To me the key is the other account. If you are counting on social security and your minimum distribution at age 70 to meet your total needs, you are going to be pretty tight without having to make some lifestyle cuts.
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Tailgate Forum Jump to new posts
Re: Bobby Cox and Ted Turner Ballpeen 05/09/26 08:51 PM
Sorry to hear the news about both.

Ted went to boarding school here in Chattanooga. The McCallie School. Some years ago he gave the school a large gift. Like $30 mil large.

Bobby was a great manager.
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Tailgate Forum Jump to new posts
Bobby Cox and Ted Turner bonefish 05/09/26 07:49 PM
I moved to the Atlanta area around 1978.

As a kid I collected baseball cards and adopted the Milwaukee Braves as my team. I liked their uniforms and was a Hank Aaron fan.

Ted Turner started TBS in 1976. It was a super station and all the games were on the local TBS TV station. It was broadcast all across the US. It became the team for many areas across the country because of TBS.

Bobby Cox was the manager from 1978 till 1981 and then again from 1990 till he retired in 2010.

What a run. The Braves fielded many great teams. Won a lot of games.

I was heavily involved in coaching baseball for ten of those years and a big fan of the Braves.

Ned Yost was Bobby's third base coach and a neighbor. One of his sons played ball with my son and was a close friend.

Bobby and Ted were Atlanta royalty. Sorry to hear of their passing. I am thankful for the memories.

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Everything Else... Jump to new posts
Re: How much money is enough? bonefish 05/09/26 07:29 PM
Mmmm.

A lot depends upon what it costs you to live.

If you have lived an upper middle class life and you nearing an average retirement age say sixty-five.

Your house is paid off. You don't have debt. Your cost to live is not excessive and you can tread water sort of speak.

You don't need a lot in the bank if your wants are not great.

Lot of factors in play right.

It always makes me laugh when you see financial planner commercials and they show retirement age models sailing boats smiling.

The reality is people don't look like that. Health issues arise. People don't have the urge to do as much. They for the most part stay home with minimum travel. They live simply and deal with health aging issues.

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Everything Else... Jump to new posts
Re: How much money is enough? PitDAWG 05/09/26 07:06 PM
The amount one would consider "enough to retire" has huge variables.

What does it take to make you happy? How much traveling and material items do you feel you need to be happy and content moving forward? Do you feel you need to a new 80k vehicle every four years? Do you need to have a million dollar home and maintain it to be happy or would downsizing and living in a more modest home work for you? Do you need to buy the highest fashion clothing and update your wardrobe frequently? A lot of the time it's looking at how people define want verses need. It also depends on your age. If this question is being asked to a 40 year old, verses a 50 year old or a 50 year old verses a 65 pr 70 year old that would create a huge variable on the amount you might feel you need to retire.

A lot of people can still manage to accumulate wealth after retirement depending on how much they had saved and/or the lifestyle they choose to lead.
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Everything Else... Jump to new posts
Re: Iceland Jester 05/09/26 06:16 PM
Iceland is on my to visit list.

While not specific to Iceland, in my travels I have had very good success using viator.com.

HAve an amazing time!
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Everything Else... Jump to new posts
How much money is enough? Jester 05/09/26 06:03 PM
How much money would it take for you to feel comfortable retiring?
Since age between posters is a huge variable, for argument sake, let's say your age is 55
Old enough to be reasonable but still young enough to do stuff and travel
(all values are post tax)

If you were living paycheck to paycheck and a long lost uncle dies and leaves you $100k
Would you retire?
I am guessing most wouldn't

What about $500k?
$1million?
$2 million?
$5 million
Higher?
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Tailgate Forum Jump to new posts
Re: Cleveland Guardians 2.0 waterdawg 05/09/26 05:51 PM
I just realized , that is " Tugboat " we traded !
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Tailgate Forum Jump to new posts
Re: Cleveland Guardians 2.0 waterdawg 05/09/26 05:48 PM
I agree , Ingle deserved a call up first ..
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Tailgate Forum Jump to new posts
Re: Cleveland Guardians 2.0 ~Con~Artist~ 05/09/26 05:37 PM
Yeah, that is a LOT to give up for yet another catcher who can't hit. I'd rather just stick with Naylor than do this.
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Tailgate Forum Jump to new posts
Re: Cleveland Guardians 2.0 Frenchy 05/09/26 05:36 PM
Looks like the Guardians have traded for a 2-time gold glove C, that also can’t hit! Naylor optioned to AAA. Hate losing Tugboat, the 2nd 1st round pick was okey to lose. Would have rather sent Naylor down, called up Ingle before the trade, to see what he has first.

https://www.mlb.com/amp/news/patrick-bailey-traded-to-guardians.html
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