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Hey all. I have a decent amount of money saved up and was looking to invest a little bit of it. Was wondering if any DTers invest and if so could they give me any help starting out. Thanks!

Buy food and water reserves. The economic outlook is not favorable right now.

Invest in real estate. You can start buy paying down my mortgage

Blue chips.

Do some reading about stocks and bonds. "Barron's Guide to Making Investment Decisions' is a very good read. After you get a general idea how these investment mediums work then you can research individual stocks. Meanwhile an IRA is a good start. Find a mutual fund company and invest your maximum contribution in an index fund based on the S&P 500.
Sometimes mutual funds are the way to go. It's hard to keep track of a bunch of individual stocks. The old saw is " diversify". i.e a couple mutual funds that invest in stocks, a few individul stocks and some bonds for security. I saved all kinds of money when I was single and rented.I invested in stocks and to a lesser extent, bonds. Now most everything goes into the money pit.

I quit the market for the most part. My 401k from work is basically it.

I've done fantastic shopping for CD's though! I've got anywhere from 5 to 8.5%
depending on the amount you put in.

If you have a substantial sum you may even get 10% or above in certain places.
(Super CD's they're called)

You just have to shop around. Your money is only tied up from 6-18 months and still not a terrible penalty if by some chance you withdraw.

I'm not quite bold enough with my funds to try and trade myself. You have to accept the risks and with money at least...that aint me!

Actually, right now is a good time to invest in stocks. With a little research and time, you can find strong companies that will weather this bear market, and turn it around. Stock prices are at incredibly low prices right now, they may lose a little more yet, but in the long term the strong stocks will bounce back and payback good returns.

SO as long as your not looking to double your money in 3 months or something, and intent to buy now, and hold on for the long term, then now is a good time. But do your homework, research, read, talk to a financial adviser or stock trader.

The more you know, and the better you understand the risks and the market, the better you can invest.

There was someone on here that investments was his field, and he was looking at making a website to help the beginning investor. Who was that, and how is he coming along with his idea?

I simply suggest, don't take advice from message boards.

lol.

I was just looking for some opinions. I would never make a decision based SOLELY on a message board. I don't know many people who invest, I figured there would be a few on here.

I'm thinking a little more long term. I'm going to have school loans to pay here in another year. If I could invest 1000 now and turn it into a little more and dump it on a loan in a couple years, I'll be happy.

I'll just keep on researchin, Thanks guys.

I agree FF. There are a LOT of really good looking stocks out there right now, as long term investments.

I've been toying with the idea of Fannie Mae and Freddie Mac since basically the govt will bail them out. Wanted to wait until after Freddies earnings yesterday. GM is something I purchased yesterday, it is down to $10 and I can't imagine they'll ever go bankrupt.

I have some money in penny stocks too, taken a little beating on them, but not terrible. I have tons in Nike, through employee stock plan, profit sharing, and 401k. The stock has been pretty resiliant and the company is breaking records every year. But all of these are long term gigs, not something to make money on this week or month.

Oh yeah - do not plow your entire savings into the ETF's on one day. Spread it out - it's called dollar cost averaging - so look that up too.

Blue chip company's that pay a dividend if you do your research. For example, Bristol Myer Squibb (drug company) is paying a 5.7% dividend at its current price ($21.90) and is also near the bottom of its range of $19.43 - $30.35. Stock with upside, recession proof industry, very long history of dividend. I have a couple of bucks here.

A better way for the new investor is probably just go into an index fund and have an auto-purchase set up to take $x out the bank account and buy shares every month. Then forget about it and let it do its thing.

http://www.fool.com/60second/indexfund.htm

Charles Schwab.